Invested Canadian
See how you compare with other Canadians

Know where you stand. See what comes next.

See how your finances compare to other Canadians.

Compare your income and net worth with Canadians like you, then turn today's numbers into a more useful view of tomorrow.

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No signupPersonalized comparisonsCanada-specific data

Your benchmark

Tell us where you are today.

Enter your numbers, then compare to refresh every card and chart in one clear step.

Your comparison profile
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Comparison preview

Age 35 · Canada · household

Coral marks you

01 · Your snapshot

Your money, in context.

Percentiles show your position within the same age, region, and household view. They are a useful reference point, not your worth as a person.

Income position

63rdpercentile

Your income compared with household peers age 35 in Canada.

LowerHigher

Net worth position

60thpercentile

Your net worth compared with the same age, region, and household view.

LowerHigher

Median income at your age

$54,400

Median net worth at your age

$174,755

02 · Your charts

See the curve, not just the dot.

The coral crosshair is your current age and value. The quieter lines show how benchmark percentiles shift through working years, peak earning years, and retirement.

YouMedianPercentile ranges
Income by Age
Your position
You: $65,000, 63rd percentile at age 35
Net Worth by Age
Your position
You: $200,000, 60th percentile at age 35

Your position, from another angle

Where your number sits in the full distribution.

Income Distribution
Your position
You: $65,000, in the 50k–75k band at age 35
Net Worth Distribution
Your position
You: $200,000, in the 150k–300k band at age 35

03 · Across Canada

One country. Very different realities.

Provincial medians reveal the local context behind a national number, from differences in labour markets to housing-driven wealth.

Income by Province
Median income at age 35
Net Worth by Province
Median net worth at age 35

04 · What shapes income

The headline number has layers.

Explore how income sources change with age and how the modelled median differs by gender. These views add context without pretending one variable explains everything.

Income by Gender
Median income, women vs. men in Canada
Income Composition by Age
Employment vs. investment vs. pension & transfers (modelled amounts)

05 · Your longer view

Make the future feel less abstract.

This simple projection combines your current net worth and annual savings with a steady return assumption. It is a planning lens, not a promise.

Your retirement outlook

$1,512,167

Projected net worth at age 65, based on your current savings rate of 15% and a 5% annual return assumption over 30 years.

Compared with the median

$652,398 ahead

The modelled median at age 65 is $859,769.

Net Worth Projection
Your position
Your trajectory vs. the median to retirement (age 65)

06 · Free calculators

Plan the next move with our calculators.

A growing set of free, no-signup tools built for Canadians, in Canadian dollars. Every result stays in a shareable link.

Coast FIRE Calculator

Find out if your savings can coast to retirement on their own, using Canadian assumptions and dollars.

FIRE Calculator

Work out your financial independence number and target date.

Barista FIRE Calculator

See how part-time income changes the savings you need to step back from full-time work.

Lean FIRE Calculator

Find the smaller portfolio a frugal, low-spending retirement needs in Canada.

Fat FIRE Calculator

Find the larger portfolio a comfortable, high-spending retirement needs in Canada.

Net Worth Calculator

Add up your assets and debts to find your net worth.

Mortgage Calculator

Work out your Canadian mortgage payment or how much home you can afford, with CMHC insurance, the stress test, and semi-annual compounding.

Conscious Spending Plan

Split your take-home pay into fixed costs, investments, savings, and guilt-free spending, and check it against Ramit Sethi's target ranges.

Retirement Savings Calculator

See how long your savings last in retirement, or how much you can spend, with CPP and OAS included — in today's Canadian dollars.

See all calculators

Trust the numbers

Transparent by default.

Every chart lists where its data came from, what we changed, and which assumptions still need verification. Open any section below if you'd like the full detail.

Seed figures are based on 2022 Statistics Canada data modelled to approximately 2026 values.

Calculations happen in your browser. Compared inputs also appear in the URL so a view can be reopened or shared.

Estimated Income by AgeVerified 2026-08-14

Sources

Statistics Canada · 11-10-0190-01. Canadian Income Survey: employment income by age, 2022 (inflated to ~2026)

How it is calculated

  1. Base median employment income by age (21–83), provisional seed values (2026 CAD).
  2. Region scaling: value × incomeRatios[region] (province avg income ÷ national avg $63,181).
  3. Individual view: value ÷ √(avg household size = 2), the StatCan/OECD square-root equivalence scale.
  4. Percentile bands (10/25/75/90) derived from each age's median via the log-normal fit: value = median · exp(σ·z(p)), σ = ln(2.0)/1.2816.
  5. Your ‘You’ dot is plotted at (your age, your income); your percentile = valueToPercentile(your income, median at your age).

Assumptions

  • Series starts at age 21 (younger ages excluded: students / partial workforce).
  • Individual view uses a fixed average household size of 2, not a per-user value.
  • Bands assume a log-normal shape with p90/median ≈ 2.0 at every age.
Estimated Net Worth by AgeVerified 2026-08-14

Sources

Statistics Canada · SFS 2023 (t001a). Survey of Financial Security: median net worth by age group, 2023

How it is calculated

  1. Median net worth anchors at ages 34/44/54/64/75 pinned to StatCan 2023 age-group medians ($159.1k / $409.3k / $675.8k / $873.4k / $738.9k); ages 20 & 25 are modelled below StatCan's youngest bucket.
  2. Between anchors: geometric (CAGR) interpolation, value = A·(B/A)^t. Outside anchors: extrapolate at the nearest interval's per-year rate.
  3. Region scaling: value × netWorthRatios[region] (province median net worth ÷ national median $519,700).
  4. Individual view: value ÷ √2 (square-root equivalence).
  5. Percentile bands (10/25/75/90) derived from each age's median via the log-normal fit (σ = ln(2.0)/1.2816).
  6. Your ‘You’ dot is plotted at (your age, your net worth); your percentile = valueToPercentile(your net worth, median at your age).

Assumptions

  • Retirement drawdown is captured by the age-75 anchor being below age-64.
  • Geometric interpolation assumes smooth compounding between anchor ages.
  • Bands assume a log-normal shape with p90/median ≈ 2.0 at every age.
Income by ProvinceVerified 2026-08-14

Sources

Statistics Canada · 11-10-0190-01. Canadian Income Survey: employment income by age, 2022 (inflated to ~2026)

How it is calculated

  1. For each province: median income at the selected age × incomeRatios[province].
  2. Bars sorted descending by income.

Assumptions

  • Provincial differences are modelled as a single flat ratio applied at every age.
Net Worth by ProvinceVerified 2026-08-14

Sources

Statistics Canada · SFS 2023 (t001a). Survey of Financial Security: median net worth by age group, 2023

Statistics Canada · 11-627-M (SFS 2023). Survey of Financial Security: median net worth by province, 2023

How it is calculated

  1. netWorthRatios[province] = official 2023 provincial median ÷ national median $519,700 (audited 2026-08-14).
  2. For each province: interpolated median net worth at the selected age × netWorthRatios[province].
  3. Bars sorted descending by net worth.

Assumptions

  • Provincial ratios are exact for 2023; applying one flat ratio across all ages is a simplification.
Income by GenderVerified 2026-08-14

Sources

Statistics Canada · 11-10-0190-01. Canadian Income Survey: employment income by age, 2022 (inflated to ~2026)

How it is calculated

  1. Men = median income curve × 1.00; Women = median income curve × 0.88.
  2. Region + view scaling applied identically to both.

Assumptions

  • A single flat gender factor (women ≈ 0.88 × men) is applied at every age; real gaps vary by age and occupation.
  • 0.88 approximates StatCan's employment-income gender ratio (~0.87–0.89).
Income DistributionVerified 2026-08-14

Sources

Statistics Canada · 11-10-0190-01. Canadian Income Survey: employment income by age, 2022 (inflated to ~2026)

How it is calculated

  1. Model income at the selected age as log-normal, centred on the median.
  2. σ = ln(2.0)/1.2816, i.e. the 90th percentile ≈ 2× the median (decile ratio p90/median ≈ 2.0).
  3. Bin the modelled distribution into fixed income bands and plot the share of people in each.

Assumptions

  • Log-normal is an approximation of the true income distribution.
  • The p90/median = 2.0 decile ratio is a fixed assumption, not measured per region/age.
Net Worth DistributionVerified 2026-08-14

Sources

Statistics Canada · SFS 2023 (t001a). Survey of Financial Security: median net worth by age group, 2023

How it is calculated

  1. Model net worth at the selected age as log-normal, centred on the interpolated median.
  2. σ = ln(2.0)/1.2816 (p90 ≈ 2× median).
  3. Bin into fixed net-worth bands and plot the share of households in each.

Assumptions

  • Net worth is more skewed than income in reality; log-normal understates the top tail.
  • The p90/median = 2.0 decile ratio is a fixed assumption.
Income Composition by AgeVerified 2026-08-14

Sources

Statistics Canada · 11-10-0190-01. Canadian Income Survey: employment income by age, 2022 (inflated to ~2026)

Canada Revenue Agency. Pension & benefit statistics (transfers), 2022

How it is calculated

  1. Total income at each age split into Employment / Investment / Pension & transfers using life-stage share assumptions.
  2. Working ages: employment-dominant; near retirement employment share tapers; post-65 pension & transfers dominate.
  3. Shares are applied to the region/view-adjusted median income.

Assumptions

  • Composition shares are modelled life-stage assumptions, not per-age survey values. This is the weakest-sourced chart and is clearly provisional.
Net Worth ProjectionVerified 2026-08-14

Sources

Statistics Canada · SFS 2023 (t001a). Survey of Financial Security: median net worth by age group, 2023

Bank of Canada. Inflation outlook (projection growth assumption), 2026

How it is calculated

  1. annualSavings = income × savingsRate.
  2. Each year: balance = balance × (1 + 0.05) + annualSavings, from current age to retirement age.
  3. Median line = interpolated median net worth at each future age (region/view adjusted).

Assumptions

  • Flat 5% nominal annual growth; no market variance, taxes, or contribution growth.
  • Savings rate held constant over the whole horizon.

For informational and educational use only. This is not financial, tax, or legal advice. Figures are based on our research and some are inferred, so they may not be exact. Inputs are not sent to an Invested Canadian account or profile.